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When anticipating a PCS (Permanent Change of Duty Station), if at all possible, start putting some money aside in a savings account to prepare for the move. You may wish to request an advance from your Finance Office to be used for temporary lodging, housing costs, and deposits at your new duty station.

Financial counseling is available at Fleet and Family Support Centers and at Navy/Marine Corps Relief Societies.

For additional information on personal financial management, contact your Command Financial Specialist (CFS).Financial guidance is offered to anyone experiencing money management difficulties or for those who just wish to be in control of their finances. Fleet and Family Support Centers as well as Navy/Marine Corps Relief Societies can work with you to prepare a personalized budget and spending plan designed to make your life a little easier.

When you or your family members need financial assistance, apply to your local Navy/Marine Corps Relief Office. The Society is a non-profit charitable organization whose purpose is to assist Navy and Marine Corps personnel and their families in time of need.

Navy/Marine Corps Relief can provide interest-free loans or grants to help with emergency needs such as: emergency transportation, funeral expenses, medical/dental bills (patients'share), food, rent, and utilities, disaster relief assistance, child care expenses, and essential vehicle repairs. They will Not assist to pay credit debts, furniture payments, or POV down-payments.

Navy/Marine Corps Relief Society can provide:  Budget Counseling (training, education, remedial counseling) and Education loans and grants for dependent children and fleet personnel enrolled in commissioning programs.

If you need assistance after hours, call or visit the nearest American Red Cross facility, Air Force Aid Society, or Army Emergency Relief Office and request Navy/Marine Corps Relief assistance.


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